Protecting Property in Florida Creditor Claim Situations

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Attorney Rami Shmuely represents clients in litigating personal injury and third-party liability cases in Miami, FL. Rami Shmuely also has extensive knowledge of complex debtor protection matters. Asset protection is a major issue for many Florida residents, with malpractice and corporate and property liability cases on the rise.

With proper insurance a must, a number of state laws impact which assets are applicable when creditor claims arise. One aspect involves declaring the primary Florida residency a “homestead.” Under this classification, it cannot be part of a court-mandated forced sale under state law, with certain exceptions.

Exceptions include situations of tax or assessment payment and contracted obligations related to the property acquisition. With an occupancy requirement in effect, other restrictions to declaring a homestead include having a property size of no more than a half acre within a municipal boundary, and 160 acres outside of a municipality.

Another strategy for those who are married involves the titling of a property as tenants by the entirety (TBE). Through this classification, wife and husband are considered to be “one person.” When this is in effect, neither spouse has the ability to sever the property alone and thus a creditor’s claim against one party cannot be attached to the TBE property.

Bench Press Tips for Beginners


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Bench Press

As an attorney with the firm of Chavin Mitchell Shmuely, in North Miami, Florida (FL), Rami Shmuely draws upon his 10-plus years of experience to represent clients in personal injury cases. Outside of his work life, Rami Shmuely is committed to personal fitness through activities such as weightlifting.

One of the fundamental moves that most weight lifters incorporate into their routine is the bench press, as it is a compulsory lift in many different regimens. That said, here are some basic tips about the lift and how to perform it properly.

First, before even attempting the lift, it’s important to adequately warm up the involved muscles in order to prevent injury. There are a number of exercises that are adequate warm-ups–push ups and pull ups are typically the easiest since they don’t require any weights themselves.

When ready to perform the lift, lie down on your back and scoot back until the bar is just above eye level. Take a grip with hands just outside shoulder width and squeeze the bar very tightly. Push back the shoulder blades and arch the back before taking in a big breath and lifting the weight off the rack–always with the help of a spotter. Move the bar down at a 45-degree angle, touch it to the chest slightly below the nipples, and then move it back up at the same angle.

Repeat for as many reps as your plan calls for or, until you can’t do it without the help of your spotter.