Rami Shmuely serves as an attorney and partner in the firm of Chavin Mitchell Shmuely in North Miami, FL, where he handles a variety of personal injury cases. Rami Shmuely has extensive experience in insurance matters, including underinsured and uninsured motorist coverage.
According to a 2015 report by the Insurance Research Council, the state of Florida has the highest uninsured motorist rate in the nation, at 26.7 percent. This can pose a serious challenge to individuals injured in accidents as it can be very difficult to collect personally from an at-fault individual.
Although Florida Law has procedures in place to assist individuals injured by uninsured drivers, the process can be difficult and futile. Therefore, the best way to protect yourself as a Florida Driver is to purchase Uninsured / Under-insured Motorist coverage from your own auto insurance company. Your insurance agent can provide you various options for this type of coverage.